Essential Health Benefits: Get a Brief Introduction

The essential health benefits refer to a set of health care service issued by the United States government. The health care service must be covered by certain plans and it will be started in 2014. As we know that the U.S. government under Barrack Obama’s administration had issued a health care regulation named The Affordable Care Act (ACA). This regulation facilitates and ensures that all the U.S. citizens to get quality health care service. The essential health benefits defined a comprehensive package of health care service. It must include some certain items and service, usually 10 categories for comprehensive coverage.
This essential health benefits are aimed at individuals or small group markets for inside and outside the Health Insurance Marketplace. As mentioned above, these essential health benefits plans must cover some specific health care categories. The insurance policies must cover these categories to ensure the health care service of each citizen. Those ten categories cover ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventive and wellness services and chronic disease management and pediatric services which are including oral and vision care.
To be certified in the Health Insurance Marketplace, the insurance policies must cover those ten categories of essential health benefits. The U.S. government seems to take a good step by releasing this regulation. For your information, the health care service in the United States is known as the most expensive among other countries. Hence, it leads into the fact that almost all bankruptcies are caused by health care service. Furthermore, more than millions people in the United States are not protected by quality health insurance. As a result, health becomes a major problem faced by the government and the citizens.
This essential health benefits policy is hoped to solve the health care service problem in the United States. We know that the government has done several ways to solve this problem, but some of which are not really effective. All we can do is waiting for this brand new regulation to work and see the significance. Hoping that it can cover the entire citizens especially peoples who live with low income. Viewing from the public’s respond, they seem enthusiastic in facing this regulation to work. Just wait the essential health benefits to be effective and feel its advantageous significances.